INSTANT FUNDING PARTNER PROGRAMME — GENERAL TERMS & CONDITIONS

1. PARTIES AND DEFINITIONS

1.1. These Terms govern the relationship between the participant in the Partner Programme ("you", "your", "Partner") and Acello Ltd, a company incorporated in England and Wales (company number 12696083), registered office 13 Hursley Road, Chandler's Ford, Eastleigh, Hampshire, SO53 2FW, trading as Instant Funding ("Instant Funding", "we", "us", "our", the "Provider").

1.2. Definitions:

• Partner Programme — the Instant Funding in-house affiliate and creator programme operated at partners.instantfunding.com.
• Creator Agreement — an individual written agreement between Instant Funding and a Partner setting the specific deliverables, fees, commission rate, Promotional Account terms, and term for a particular collaboration (Document 2).
• Product — Instant Funding's simulated funded-trading evaluation services, governed by the General Terms at https://instantfunding.com.
• Referral Link / Promo Code — the unique tracking link and discount code assigned to the Partner.
• Commission — the performance-based reward payable to the Partner under clause 5.
• Promotional Account — a simulated evaluation account that may be provided to a Partner for content-production purposes under a Creator Agreement (clause 6).
• Content — material created by the Partner that features or promotes the Product.

2. NATURE OF THE RELATIONSHIP

2.1. You participate as an independent self-employed contractor. Nothing in these Terms or any Creator Agreement creates a relationship of employment, agency, partnership, or joint venture between you and Instant Funding.

2.2. You have no authority to bind Instant Funding, to incur liabilities on its behalf, to send communications on its behalf, or to hold yourself out as doing so.

2.3. You are solely responsible for your own taxes, social contributions, and any registrations required in your jurisdiction. All sums paid to you are gross; we do not withhold, collect, or remit any tax for you.

2.4. Non-exclusivity. This is a non-exclusive arrangement. You are free to provide services to and promote other parties, subject only to the competitor restrictions in clause 4.3 and any Creator Agreement.

2.5. No mutuality of obligation. We are under no obligation to offer you any work, deal, or Creator Agreement, and you are under no obligation to accept any we offer. Each Creator Agreement is a separate engagement.

2.6. Your own equipment and method. You provide your own equipment, software, and facilities, bear your own expenses unless a Creator Agreement states otherwise, and control your own working hours, methods, and location. Our approval rights are limited to brand presentation, content compliance, and legal/regulatory compliance, and do not extend to how, when, or where you work.

2.7. Substitution. You may propose a substitute to perform the work only with our prior written consent, and any substitute must first pass our KYC and accept these Terms. We may withhold consent at our discretion, including where the engagement depends on your personal audience or persona.

2.8. Status clause prevails. The provisions of this clause 2 apply notwithstanding any Creator Agreement and are a Protected Provision under clause 14.1.

3. REGISTRATION, ELIGIBILITY AND KYC

3.1. You must complete registration and accept these Terms before accessing the Partner Programme.

3.2. You warrant that all information you provide is true, current, and accurate, and that you will keep it updated.

3.3. KYC / sanctions. Provision of any payment or non-cash benefit (including any Promotional Account) is conditional on you passing our identity verification (KYC) and our sanctions and eligibility screening, which we apply at account onboarding under applicable anti-money-laundering legislation. You warrant that you are not a sanctioned person and are not acting on behalf of one, and you undertake to cooperate with any further screening we reasonably require and to notify us promptly if any of these warranties becomes untrue. We may suspend, withhold payment, or terminate participation if a warranty is or becomes untrue or if screening is not satisfied.

3.4. AML / sanctions gating prevails. This clause 3.3 applies notwithstanding any Creator Agreement and is a Protected Provision under clause 14.1.

3.5. We may decline or revoke any registration at our sole discretion.

4. PROMOTION OF THE PRODUCT

4.1. On acceptance you receive a Referral Link and Promo Code and access to approved promotional materials.

4.2. You shall promote the Product only through your Referral Link and Promo Code and only using Instant Funding branding and materials we approve. You shall not use any other code, tool, or attribution method.

4.3. You shall not place links or content on any platform whose purpose is unlawful, or that is xenophobic, racist, pornographic, abusive, or otherwise disruptive, or that primarily promotes a direct or indirect competitor of Instant Funding.

4.4. You shall not use automatic redirection, pop-up/pop-under auto-hit systems, iframes, cookie-stuffing, or any abusive technology to generate attribution.

5. COMMISSION

5.1. You may earn Commission on qualifying purchases attributed to your Referral Link or Promo Code, in accordance with the Instant Funding Partner Programme commission structure (tiered, starting at the entry rate and increasing with performance), as published in the Partner Programme.

5.2. The specific Commission rate applicable to you is that stated in your Creator Agreement, or, absent a Creator Agreement, the standard published programme rate for your tier.

5.3. Commission is earned only where the referred customer completes a qualifying first purchase, pays in full, and does not cancel or refund within the applicable refund window.

5.4. Commission is calculated and paid against an electronic invoice. Invoices are generated automatically and are payable within thirty (30) days.

5.5. You must request withdrawal of accrued Commission within twelve (12) months of it being credited.

6. PROMOTIONAL ACCOUNTS

6.1. Where a Creator Agreement provides a Promotional Account, it is provided strictly for content-production and marketing purposes, not for genuine personal trading, and is subject to this clause and to Instant Funding's trading rules and internal risk-management and payout policies.

6.2. The Promotional Account:

1. is provided at our discretion and creates no entitlement to any future account;
2. has no withdrawal cap, but permits a maximum of one (1) withdrawal per calendar month;
3. includes no resets; we are under no obligation to provide a reset;
4. carries the profit split stated in the Creator Agreement (which may be reduced for larger account sizes);
5. may not be transferred, assigned, resold, or otherwise distributed.

6.3. No breach-replacement. Because the account is for content purposes and not genuine trading, if the account is breached (including while recording Content), we will not provide a replacement account.

6.4. We may suspend, restrict, or terminate the Promotional Account where activity is, in our reasonable opinion, inconsistent with our risk parameters, platform rules, or commercial integrity, and we may revoke access on expiry or termination of the Creator Agreement. Any profits not yet withdrawn at termination are subject to our risk review and payout policies.

7. COMPLIANCE AND FINANCIAL PROMOTION

7.1. Mandatory advertising disclosure. Responsibility for advertising disclosure is shared between us as advertiser and you as creator; you may not rely on us to make it and we may not rely on you. In all Content you shall clearly label the Content as "advertisement feature". The label must be:

1. upfront and visible before the audience engages with the Content;
2. clear and legible on all devices (desktop, mobile, and apps);
3. not buried among hashtags, not in low-contrast text against the background, and not hidden behind a "see more" / "more" expansion or placed only later in a video;
4. presented in the placement required for the specific platform (see our Compliance Guidance).

7.2. Further content requirements. In all Content you shall also:

1. include a clear statement that the Product is a simulated funded-trading evaluation and is not investment advice;
2. make no guarantee, projection, or representation of income, profit, or financial outcome, and not present the Product as an investment, security, or cryptoasset opportunity;
3. not use testimonials, screenshots, or performance figures that are inaccurate, unverifiable, unrepresentative, or that imply guaranteed or typical returns.

7.3. Pre-approval (default). You shall submit all Content to us for approval before publication and shall not publish Content we have rejected. We will review within the period stated in the Creator Agreement.

7.4. Takedown and correction. On our written request you shall promptly (and in any event within twenty-four (24) hours) amend, correct, or remove any Content that we consider non-compliant.

7.5. Record-keeping. You shall retain records of published Content (including disclosure placement) for at least twelve (12) months and provide them to us on request.

7.6. Territorial compliance. You shall comply with the advertising and consumer-protection rules of each market your Content targets or is capable of reaching, including using platform geo-targeting where we direct, and shall not associate the Product with regulated activities such as investment, investment advice, or asset management.

7.7. Most stringent requirement prevails. Where this clause, a Creator Agreement, our Compliance Guidance, a platform's rules, or applicable law differ, the most stringent compliance requirement applies. This clause 7 is a Protected Provision under clause 14.1 and may not be weakened by any Creator Agreement.

8. INTELLECTUAL PROPERTY

8.1. We grant you a non-exclusive, non-transferable, revocable licence to use our logos, trade names, and trademarks ("Licensed Materials") solely to promote the Product in accordance with these Terms and any Creator Agreement. All goodwill accrues to Instant Funding.

8.2. You grant Instant Funding a non-exclusive, royalty-free, worldwide licence to use, reproduce, repost, edit, and repurpose your Content for Instant Funding's marketing and promotional purposes across digital channels (including social media, website, and email), during the term and for a period of twenty-four (24) months after termination of the relevant Creator Agreement. Sublicensing is limited to Instant Funding's group companies and its service providers acting on its behalf.

8.3. Editing and moral rights. You consent to reasonable editing of the Content for format and length, provided it is not used in a misleading or materially derogatory manner, and to the extent permitted by law you waive moral rights for the purpose of this licence. We will provide attribution to you where reasonably practicable.

8.4. Archive carve-out. After the licence period ends we will cease active marketing use of the Content but may retain copies for internal records, legal, and archival purposes.

8.5. Except as expressly granted, each party retains all rights in its own materials.

9. CONFIDENTIALITY

9.1. You shall keep confidential all non-public information disclosed to you, including the terms of any Creator Agreement, compensation, commercial strategy, and performance data ("Confidential Information"). You may state that you are sponsored by Instant Funding but shall not disclose compensation or other deal terms without our written consent.

9.2. The confidentiality obligation does not apply to information that is public other than through your breach, or that you are required to disclose by law.

9.3. This clause survives termination without time limit.

10. LIMITED WARRANTY AND LIABILITY

10.1. The Product and all materials are provided "AS IS". To the maximum extent permitted by law, Instant Funding disclaims all statutory, express, and implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.

10.2. To the maximum extent permitted by law, Instant Funding is not liable for any indirect, special, punitive, or consequential damages, including lost profit or loss of data. Where Instant Funding's liability is established, it is limited in aggregate to GBP 5,000 or the total fees paid to the Partner in the prior twelve months, whichever is greater.

10.3. Non-excludable liability. Nothing in these Terms or any Creator Agreement excludes or limits liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under the laws of England and Wales. The liability framework in this clause 10 is a Protected Provision under clause 14.1, and no Creator Agreement may reduce the cap or the carve-outs in this clause.

10.4. We are not liable for failure caused by events beyond our reasonable control (force majeure).

11. INDEMNITY

11.1. You shall indemnify and hold harmless Instant Funding and its group companies, officers, employees, and partners against all claims, damages, losses, and costs (including legal costs) arising from your breach of these Terms or a Creator Agreement, your Content, or your conduct, including any third-party or regulatory claim arising from your promotion of the Product.

12. PAYMENT TERMS

12.1. Currency and settlement. All amounts are denominated in US Dollars (USD) and settled in USDT on the Ethereum (ERC20) network, unless a Creator Agreement states otherwise.

12.2. You must provide a valid ERC20 wallet address. You are solely responsible for the accuracy of the wallet address and bear all network/gas fees. We are not liable for loss arising from an incorrect, incompatible, or compromised wallet address you provide.

12.3. Payment is deemed made when the transfer is confirmed on-chain. We are not responsible for stablecoin de-pegging, network outages, or third-party chain errors.

12.4. Payment is conditional on you having passed KYC (clause 3.3) and on a valid invoice where required.

12.5. Set-off and withholding. Where you owe us a repayment under these Terms or a Creator Agreement (including a repayment obligation following non-delivery), we may set that amount off against any Commission or other sums then or later payable to you, and we may withhold any unpaid instalment or Commission while a related dispute is being resolved.

13. TERM AND TERMINATION

13.1. These Terms apply for as long as you participate in the Partner Programme.

13.2. Either party may terminate on seven (7) days' written notice. We may terminate immediately if you breach these Terms or a Creator Agreement.

13.3. On termination you shall cease all promotion, remove Instant Funding materials, and stop using the Licensed Materials. Clauses 2, 3.3, 7, 8.2 to 8.4, 9, 10, 11, 12.5, and 14 survive termination.

14. PRECEDENCE, VARIATION AND GENERAL

14.1. Precedence and Protected Provisions. Where any conflict exists between these Terms and a signed Creator Agreement, the Creator Agreement prevails in respect of that conflict, except for the following Protected Provisions, which always apply and cannot be weakened, reduced, or overridden by any Creator Agreement: clause 2 (nature of the relationship and status), clause 3.3 (KYC / sanctions gating), clause 7 (compliance and financial promotion), and clause 10 (liability cap and non-excludable carve-outs). Together these Terms and the Creator Agreement form the entire agreement between the parties for the relevant collaboration and supersede prior arrangements.

14.2. We may update these Terms; the current version is published in the Partner Programme. Continued participation after notice constitutes acceptance; you may terminate under clause 13.2 if you do not accept a change.

14.3. We may assign our rights and obligations to a third party. You may not assign yours without our prior written consent.

14.4. If any provision is held invalid, it shall be replaced by a valid provision closest to its intent, and the remainder stays in force.

14.5. Governing law and jurisdiction. These Terms are governed by the laws of England and Wales and subject to the exclusive jurisdiction of the English Courts.